Understanding Debt Consolidation

Most of us are struggling to get out of debt; everything from mortgages, credit card debt, loans. Everywhere there are BILLS, BILLS, BILLS. One way to get all those bills in check when they become so overwhelming is through debt consolidation. Debt Consolidation is the process of combining all of your unsecured debts into a … Continue reading Understanding Debt Consolidation

6 Tactics To Use To Give Your Retirement Savings A Boost

Let's talk personal finance and how that ties into retirement.  It would be ideal if you took the advice from your parents when you were in your 20's so that you made wise decisions. Like most of us, we graduate from high school and go off to college. You suddenly start getting all of these … Continue reading 6 Tactics To Use To Give Your Retirement Savings A Boost

Playing with FIRE

Financial Independence, Retire Early (FIRE) is a financial movement defined by frugality and extreme savings and investment. By saving up to 70% of annual income,FIRE proponents aim to retire early and live off small withdrawals from accumulated funds. The goal is to save and invest very aggressively—somewhere between 50–75% of your income—so you can retire sometime … Continue reading Playing with FIRE

How to become an aggressive saver

Savings  is income not spent. There are numerous saving methods. Methods of saving include putting money aside in, for example, a deposit account, a pension account, an investment fund, or as cash. Saving also involves reducing expenditures, such as recurring costs. How do you start Aggressively Saving? That may be a new and very scary concept for most … Continue reading How to become an aggressive saver

The 6 Principles of Finance

 Finance is defined as the management of money and includes activities such as investing, borrowing, lending, budgeting, saving, and forecasting. Finance is the study of money and how it is used. Specifically, it deals with the questions of how an individual, company or government acquires the money needed - called capital in the company context - and how they … Continue reading The 6 Principles of Finance

7 Personal Finance Tips That Everyone Should Know

Everytime is a good time to analyze your financial health. If you were one of the fortunate to be able to be financially sound all year- great job! For everyone else, it's a second change to analyze spending and debt. You can make a conscious decision about the rest of the year regarding your finances … Continue reading 7 Personal Finance Tips That Everyone Should Know

4 Main Investment Types

This post may contain affiliate ads So you've decided to start investing. Congratulations! No matter what stage of life you are currently experiencing, it is always a good time to starting thinking about investing. Whether you're just starting out on your own, in the middle of your career, approaching retirement age, or in the midst of … Continue reading 4 Main Investment Types

7 Expenses Destroying Your Budget

This Post Does Include Affiliate Ads Everyone has items that are household necessary items. Things that are a must that can not be altered. Food, mortgage, car note, car insurance, electric bill etc. These are things that must be paid monthly like clockwork. There are also many other things that people spend money on that … Continue reading 7 Expenses Destroying Your Budget

The Half Payment Budget Method

It’s so frustrating to know that on paper you make enough to cover your expenses with even a little cushion for additional spending…BUT for some reason, you’re having the hardest time paying all of your bills and having food on the table. The half payment budget method may be your solution to break the paycheck to paycheck … Continue reading The Half Payment Budget Method