8 Tips to Paying Off Credit Card Debt

Credit Cards can be a blessing and a curse. Not properly managing them can lead to a world of frustration, high payments, and stress. . The average U.S. household, for instance, has more than $15,000 in credit card debt. Successfully paying off your credit card debt requires a hands-on approach, from determining your best payment … Continue reading 8 Tips to Paying Off Credit Card Debt

Understanding Debt Consolidation

Most of us are struggling to get out of debt; everything from mortgages, credit card debt, loans. Everywhere there are BILLS, BILLS, BILLS. One way to get all those bills in check when they become so overwhelming is through debt consolidation. Debt Consolidation is the process of combining all of your unsecured debts into a … Continue reading Understanding Debt Consolidation

6 Tactics To Use To Give Your Retirement Savings A Boost

Let's talk personal finance and how that ties into retirement.  It would be ideal if you took the advice from your parents when you were in your 20's so that you made wise decisions. Like most of us, we graduate from high school and go off to college. You suddenly start getting all of these … Continue reading 6 Tactics To Use To Give Your Retirement Savings A Boost

Playing with FIRE

Financial Independence, Retire Early (FIRE) is a financial movement defined by frugality and extreme savings and investment. By saving up to 70% of annual income,FIRE proponents aim to retire early and live off small withdrawals from accumulated funds. The goal is to save and invest very aggressively—somewhere between 50–75% of your income—so you can retire sometime … Continue reading Playing with FIRE

How to become an aggressive saver

Savings  is income not spent. There are numerous saving methods. Methods of saving include putting money aside in, for example, a deposit account, a pension account, an investment fund, or as cash. Saving also involves reducing expenditures, such as recurring costs. How do you start Aggressively Saving? That may be a new and very scary concept for most … Continue reading How to become an aggressive saver

How To Start and Build An Emergency Fund

What exactly is an emergency fund?  It is a set aside bank account with money to cover unexpected emergencies. These emergencies can consist of anything from a major car repair, a large hospital bill, home appliance service or repair or worst UNEMPLOYMENT .This is a fund that would be helpful for in case shit happens.Like clockwork … Continue reading How To Start and Build An Emergency Fund

The 6 Principles of Finance

 Finance is defined as the management of money and includes activities such as investing, borrowing, lending, budgeting, saving, and forecasting. Finance is the study of money and how it is used. Specifically, it deals with the questions of how an individual, company or government acquires the money needed - called capital in the company context - and how they … Continue reading The 6 Principles of Finance